Terms of Service

Introduction

Welcome to dynashift Ltd. These Terms of Service ("Terms") govern your use of our website, banking services, and financial products. By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy.

Acceptance of Terms

By accessing, browsing, or using the dynashift website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services. These terms constitute a legally binding agreement between you and dynashift Ltd.

About dynashift

dynashift Ltd is a universal bank registered in Cyprus under company registration number HE475869, with VAT number CY47253615X. We are located at Limassol Avenue 71, 6093 Larnaca, Cyprus. We provide comprehensive banking and financial services in compliance with European Union regulations and Cyprus banking laws.

Services Offered

dynashift provides various banking and financial services, including but not limited to:

• Corporate banking services
• Personal banking services
• Legal and compliance advisory services
• International banking and treasury services
• Digital banking platforms
• Investment and wealth management services

User Obligations

When using our services, you agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Use our services only for lawful purposes
• Comply with all applicable laws and regulations
• Not engage in fraudulent or unauthorised activities
• Notify us immediately of any unauthorised use of your account
• Cooperate with our compliance and verification procedures

Account Terms

To use our banking services, you must open an account with dynashift. Account opening is subject to our approval and compliance with regulatory requirements, including identity verification and anti-money laundering procedures. We reserve the right to refuse service or close accounts at our discretion in accordance with applicable laws and regulations.

Fees and Charges

Our services may be subject to fees and charges as outlined in our fee schedule, which will be provided to you upon account opening or service commencement. We reserve the right to modify our fees with appropriate notice as required by law. All fees are non-refundable unless otherwise specified.

Intellectual Property

All content, materials, and intellectual property on the dynashift website and in our services, including but not limited to text, graphics, logos, images, software, and trademarks, are the property of dynashift Ltd or our licensors. You may not reproduce, distribute, modify, or create derivative works from our intellectual property without our express written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

Limitation of Liability

To the fullest extent permitted by law, dynashift Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of our services. Our total liability to you for any claims shall not exceed the amount of fees paid by you to dynashift in the twelve months preceding the claim.

Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or completely secure. While we strive to provide accurate information, we make no warranties regarding the accuracy, completeness, or timeliness of information provided through our services.

Regulatory Compliance

dynashift operates under the supervision of Cyprus financial authorities and complies with European Union banking regulations. Our services are subject to various regulatory requirements, and we may be required to report certain transactions or account activities to regulatory authorities as mandated by law.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Republic of Cyprus. Any disputes arising from or relating to these terms or our services shall be subject to the exclusive jurisdiction of the courts of Cyprus. If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Termination

Either party may terminate the relationship governed by these terms at any time with appropriate notice. dynashift reserves the right to suspend or terminate your access to our services immediately if you violate these terms or engage in prohibited activities. Upon termination, your obligations under these terms shall survive, including payment obligations and confidentiality requirements.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes acceptance of the new terms. We encourage you to review these terms periodically for updates.

Force Majeure

dynashift shall not be liable for any failure or delay in performance under these terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labour disputes, or government actions.

Contact Information

If you have any questions about these Terms of Service, please contact us:

Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices published on our website, constitute the entire agreement between you and dynashift Ltd regarding your use of our services. These terms supersede all prior agreements, understandings, and communications between the parties.